Job Title: Mortgage Loan Officer (MLO)
Location: Remote or Hybrid (based in California)
Employment Type: Full-Time, Contractor (with potential for permanent hire)
Compensation: 100% Commission — 50/50 split on Radius-provided leads, 75% on self-sourced deals
Radius Agent is a modern real estate brokerage and technology platform that empowers real estate professionals with cutting-edge tools, AI-powered assistance, and seamless transaction management. Our mission is to streamline the homeownership process and help agents and mortgage professionals scale their businesses efficiently.
We are seeking a dynamic, hungry, and relationship-driven Mortgage Loan Officer (MLO) to join our growing team. This is an exciting opportunity for experienced loan officers who thrive in a fast-paced environment, are passionate about educating clients, and are eager to build strong relationships with both internal and external referral partners.
You’ll have access to over 400+ active Radius real estate agents across California. Your role is to educate agents about our loan platform, increase awareness of our mortgage add-on service, and drive adoption through relationship building. You’ll also be expected to self-source and close deals while providing top-tier guidance and service to clients.
Originate residential mortgage loans including purchases, refinances, conventional, FHA, VA, jumbo, etc.
Provide second-opinion guidance by evaluating client loan offers and identifying opportunities for improved terms or savings
Educate clients on mortgage options, rate structures, and potential down payment assistance programs
Build trust through transparent, consultative communication and guide clients from application to closing
Actively engage with internal Radius agents to build awareness and drive usage of the mortgage platform
Cultivate relationships with referral partners and self-source business opportunities
Use technology to manage your pipeline, track leads, and streamline the mortgage experience
Stay up to date on mortgage programs, rate trends, and compliance guidelines
Collaborate with internal teams to ensure timely and efficient loan processing
Minimum 4 years of experience as a Mortgage Loan Officer focused on residential lending
Active NMLS license required
Strong knowledge of refinances, rate comparisons, and government-backed programs
Familiarity with FHA, VA, jumbo loans, and down payment assistance programs
Excellent communication, relationship-building, and financial analysis skills
Highly organized, self-motivated, and driven to close business
Comfortable working flexible hours including evenings and weekends as needed
You’re excited to build relationships and have real conversations with agents and clients
You love uncovering savings opportunities for clients through thoughtful analysis
You’re proactive in outreach and find energy in educating and empowering others
You thrive in a remote, tech-savvy environment and work well with autonomy
You value transparency, trust-building, and long-term client relationships
High earning potential with uncapped commission — 50/50 split on company-provided leads, and up to 75% on self-sourced deals
Access to a large network of 400+ internal Radius real estate agents and referral partners
AI-powered tools and marketing support to help you close more deals
A forward-thinking, tech-enabled culture that values innovation
Opportunities to grow within a rapidly scaling company
Medical, dental, and vision coverage (85% covered for employees, 50% for dependents)
Health Savings Account (HSA) and Flexible Spending Account (FSA) options
Company equity
Flexible paid time off and 11 paid holidays
Paid parental leave
401(k) with 3% company match
Annual professional development stipend
Join our team and take your mortgage career to the next level with Radius Agent. We’re building a platform that’s reshaping the real estate and lending space — and we’d love to have you on board.
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